Providing consumers an alternative.^TM Life Settlement Financial, LLC provides seniors with a lump sum cash payment by buying their unneeded, unwanted and often expensive life insurance policies in a transaction called a life settlement. This allows policyowners to be relieved from the burden of paying premiums as well as realizing more cash than the cash surrender value of their policies.
As family members age, there is often the need to make a change in the living situation. Seniors thinking of moving into a residence community may be faced with costs that exceed their resources. An often overlooked asset is the life insurance policy on which premiums may continue to rise, adding even more financial stress. Selling the life insurance policy in a life settlement can make the difference between having a choice of where to live or less-inviting alternatives.
Life Settlement Financial’s only business is the purchase of these life insurance policies. We source policies through a network of financial professionals and using our own employees in partnering agreements with state health care associations.

Mission
The mission of Life Settlement Financial is to provide transparency, integrity and confidentiality in our work with seniors, their families, representatives and all with whom we have contact in the life settlement marketplace. We will continually strive to educate, innovate and be deserving of respect in the broader marketplace as well as in our local community.

Vision and Values
We will promote the benefits of a life settlement in ways that are both understandable and honest.
We will, by our work ethic, attention to detail and consummate integrity be sought out by those having similar values.
We will be respected as a company by our employees and those with whom we engage in business activity.
Although much of our work is technical and in some ways consumptive of energy and other resources, we will continually seek ways to minimize our environmental impact.
We fully accept our responsibility to the seniors with whom we will work as well as the community of which we are a part. Accordingly, all of us at LSF will be given paid time to engage in volunteer activities.
By establishing the Life Settlement Foundation, we will transfer these ideals into action-oriented programs.